Attention homeowners in Fort Collins and Larimer County: Need an appraisal?

Here are the top 7 reasons why CO homeowners use McCarthy Appraisal Service, LLC:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Larimer county's assessment of your property
  3. To lower a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CO divorce, where property needs to be divided
  7. Settle an estate in CO by determining the true market value of real estate in question

Need help deciding the value of your home in or near Fort Collins, CO?
Contact McCarthy Appraisal Service, LLC.

We at McCarthy Appraisal Service, LLC understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at McCarthy Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At McCarthy Appraisal Service, LLC, we're qualified in helping folks just like you get rid of undesirable PMI insurance.

Challenging Larimer county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from McCarthy Appraisal Service, LLC is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be annoying from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. McCarthy Appraisal Service, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? McCarthy Appraisal Service, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.